{"id":407,"date":"2023-01-23T13:06:00","date_gmt":"2023-01-23T13:06:00","guid":{"rendered":"https:\/\/moneywithkatie.com\/small-easy-lifestyle-changes-save-time-buy-back-money\/"},"modified":"2025-09-05T16:40:45","modified_gmt":"2025-09-05T16:40:45","slug":"small-easy-lifestyle-changes-save-time-buy-back-money","status":"publish","type":"post","link":"https:\/\/moneywithkatie.com\/small-easy-lifestyle-changes-save-time-buy-back-money\/","title":{"rendered":"Small, Easy Lifestyle Changes that Buy Back Time & Save Money"},"content":{"rendered":"
\n

I\u2019m already concerned this entire post is going to roughly translate to, \u201cBe less hygienic,\u201d but here we go!<\/p>\n

My main thesis? Procter & Gamble has us in a chokehold with the number of products we\u2019re convinced we need to keep our hair, clothes, and bodies clean. The reality is, most of us are probably way overdoing it (and overspending both time and money in the process). <\/p>\n

That said, as we learned when wealthy, white celebrities went on the record claiming they didn’t find bathing to be all that \u201cnecessary<\/a>,\u201d discussions of hygiene have different implications and consequences for people of color. I want to clarify up front that I’m not<\/em> suggesting we shouldn’t keep ourselves clean\u2014just that we’ve been sold a bill of consumer goods around what constitutes \u201cclean\u201d that’s probably straining your morning routine and wallet far more than necessary.<\/p>\n

After reflecting recently on a few of the \u201cFI transitions\u201d that actually stuck (read: changes I made when I decided I wanted to retire in my thirties on a $60,000 income a few years ago<\/em>), I wanted to pull together a list of the shifts I\u2019ve made that save me time and money, two things we could all use a little bit more of. (Especially when seasons of Love is Blind<\/em> and Bachelor in Paradise<\/em> release simultaneously and we\u2019ve got a lot<\/em> of TV to keep up with.)<\/p>\n

While I usually prefer to focus on big-ticket life changes, sometimes it\u2019s nice to revisit little<\/em> lifestyle shifts that can compound over time. Even if it doesn\u2019t seem<\/em> like it would make that big a difference, when we\u2019re discussing things that you do every single day (or every few days), the results tend to accumulate substantially. <\/p>\n

These are small, tactical things that have a disproportionate ROI<\/strong> that you can implement immediately\u2014in this instance, most of these changes are more sustainable, too. <\/p>\n

With that said, let\u2019s dive in. <\/p>\n

No. 1: You really don\u2019t need to wash your clothes every time you wear them.<\/h2>\n

Before anyone writes me off as a Bilbo Baggins-ass hobbit hole troll, consider this study<\/span><\/a> they did on a pair of jeans that some Canadian dude wore for 15 months straight before washing them (evidently he wanted the skinny jeans to\u2026fit better? I\u2019m not really sure). <\/p>\n

After 15 months of use, they found some bacteria on the jeans, but nothing harmful, health-wise<\/em>. Everyone was like, \u201cHuh, that\u2019s weird\u2014I guess clothes that aren\u2019t touching expressly gross parts of your body don\u2019t really get dirty?\u201d<\/p>\n

While this is a really extreme example, I noticed in college (when I lived amongst a ton of sorority women) that it was commonplace to wash something after every single wear. Blouses, jeans, skirts\u2014it didn\u2019t matter. But treating your clothes as though they\u2019re single-use is an issue for a few reasons:<\/p>\n

    \n
  1. \n

    Washing machines are really<\/em> hard on your clothes. You\u2019ll likely need to replace clothes more often (and find they lose their shape\/color\/fabric density faster) if you\u2019re washing your clothing after every single wear, which can make your wardrobe budget hella bloated.<\/p>\n<\/li>\n

  2. \n

    The water and detergent costs from frequent washes may not seem like much, but they add up\u2014especially if you\u2019re using hot water and a product like Tide Pods that tend to be more expensive per wash. (Just don\u2019t eat them, okay? I do not miss that phase of internet stupidity.)<\/p>\n<\/li>\n

  3. \n

    You literally just don\u2019t need to. Underwear, shirts that are tight under your arms, workout clothes you\u2019re sweating in, socks\u2026obviously, these are all single-wear. I\u2019m not a pilgrim. But your fancy Madewell blouse? Dark wash jeans? Flannels? As long as you\u2019re not sweating in the clothing and you\u2019re putting them on a clean, post-shower body, there may be no reason to subject clothes to a wash after every wear.<\/em><\/p>\n<\/li>\n<\/ol>\n

    Many of my favorite items in my closet are 7\u201310 years old and ones I don\u2019t wash too often. A cream sweater from Urban Outfitters that I get compliments on to this day? Bought it in 2013. A black Abercrombie sweater dress that goes with everything? 2012. A pink J.Crew chambray shirt? 2011! I don\u2019t have a set number of times I\u2019ll wear something before I throw it in the wash, but I try to trust my nose\u2014if it doesn\u2019t smell like anything but my detergent and perfume, it\u2019s probably fine to re-wear.<\/p>\n

    You\u2019ll replace your clothes less often, spend less money on water and laundry detergent, and you\u2019ll spend less time washing, drying, and putting away laundry. And for those of you without a washer\/dryer at home, there\u2019s the time and expense of going to a laundromat, too!<\/p>\n

    No. 2: While we\u2019re on the topic of not over-washing, let\u2019s talk about hair.<\/h2>\n

    I used to wash my hair every single day. And it wasn\u2019t only the shampoo and conditioner that were getting used on a daily basis as a result, but all the heat protectant sprays, smoothing serums, and styling products, too. <\/p>\n

    Then I met a hair stylist who told me she only washed her hair once per week<\/em>, and I was like, \u201cWait, are you disgusting? Or am I?\u201d <\/p>\n

    At the time, I had<\/em> to wash my hair daily, because it would get greasy by the evening. I thought I was just a grease factory that required constant scrubbing to keep the oils at bay.<\/p>\n

    But the stylist told me something that blew my mind: Your hair is <\/em>not meant to be washed that much<\/em><\/a>, and when you strip your scalp and hair of its natural oils every single day, it basically goes into freak-out overproduction mode and tries to compensate by generating a lot more of it. <\/p>\n

    She encouraged me to try spacing out my washes every other day, then every three days\u2014and while there was a gnarly phase of greasy ponytails for a few weeks, now I can wash my hair every fourth or fifth day when it finally becomes genuinely dirty. (To be clear: You should probably still shower<\/em> every day, you just don\u2019t need to wash your hair\u2014I put mine in a towel wrap.)<\/p>\n

    This can absolutely be taken too far; washing your hair too little tends to create scalp buildup, so don\u2019t get crazy\u2014but your hair should return to its natural state if given the chance to.<\/p>\n

    I warned you this was going to be gross.<\/p>\n

    I still buy salon-quality shampoo and conditioner (usually $50 for both) so I\u2019m not cheaping out on my hair, but since I\u2019m only using them twice per week, they last a lot<\/em> longer\u2014and so do the ancillary products.<\/p>\n

    Going from doing something 7x per week to 2x\u20133x per week means you\u2019ll have to replace your products less than half as often, and spend less time in the morning washing, drying, and styling your hair. <\/p>\n

    No. 3: Some of the things we #ladies need are indisputably single-use. <\/h2>\n

    Think tampons and makeup wipes.<\/p>\n

    (Non-menstruators and fresh-faced beauties, feel free to skip this section.)<\/p>\n

    Every single month, you probably need to buy some ~feminine hygiene products~, right? A 36-count box of tampons will probably set you back about $10, which isn\u2019t extreme, and that\u2019s likely enough to last two months (give or take; I won\u2019t make any assumptions).<\/p>\n<\/div>\n

    \"\"\/<\/p>\n

    \n

    IYKYK.<\/p>\n

    While $60 per year on tampons isn\u2019t likely to break the bank, it\u2019s a bit of a \u201crepurchasing\u201d life sentence (well, until you get to menopause, I suppose). <\/p>\n

    I switched to a Cora<\/a> Cup (a one-time cost of $38) instead, and found that it creates one fewer item I have to remember to pick up at the store and\u2014bonus points\u2014is way more environmentally friendly, since you\u2019re not disposing of a ton of cotton every month and panicking your landlord by flushing things you\u2019re not supposed to.<\/p>\n

    (Is internalized misogyny the reason I feel so awkward right now? Editor\u2019s note from Henah<\/strong>: Yes, it is.<\/strong><\/p>\n

    Our bodies are beautiful, right? \u2026right? Editor\u2019s note from Henah: Yes, they are.<\/strong>)<\/p>\n

    There are a few other examples of \u201creusables\u201d in this category (period underwear, reusable pads, and so on), but this one seemed the most reasonable to me\u2014and I haven\u2019t bought tampons since.<\/p>\n

    Same goes for makeup removers. <\/p>\n

    If you\u2019re wearing makeup five days per week, you\u2019re going through 300 makeup wipes per year. The standard Neutrogena makeup wipe pack is around $6 for a 25-count, so not a terrible investment\u2014but again, an item that has to be continuously repurchased. (And fancier makeup remover products can easily range from $15\u2013$40\/pop.) <\/p>\n

    I ended up switching to the Makeup Eraser<\/a>, a pack of five reusable microfiber pads (just get \u2019em wet and they\u2019ll take the makeup right off). Toss them in with your laundry and they come out perfectly. It\u2019s $20 once and never again.<\/p>\n

    Anyway, I hope you don\u2019t think less of me now that you know I\u2019m a #dirtygworl.<\/p>\n

    But that\u2019s kinda my point: It\u2019s not dirty! <\/h2>\n

    I\u2019m still hygienic; I just don\u2019t have time to wash my sweatpants every time I wear them or blow-dry my hair every day. A bitch can\u2019t be bothered, all right? Life\u2019s too short!<\/p>\n

    While these changes likely won\u2019t be financially life-changing, taken together, they can free up some extra time and money every month without meaningfully requiring much effort from you<\/strong>: disproportionately high benefits for making very minor changes.<\/p>\n

    Between the smaller things (like tampons and makeup wipes) and the bigger items (like an arsenal of less frequently replaced haircare products, fewer loads of laundry, and clothes that last longer), I\u2019d estimate you\u2019ll probably claw back a few hundred dollars per year (maybe a thousand, depending on the extent).<\/p>\n

    But what\u2019s even more valuable to me? The simplicity introduced and time saved. <\/p>\n

    What could you do with a few extra hours of time every week?<\/h2>\n

    What could you (and, perhaps, specifically women, who tend to face more of these types of tasks and purchases) do with that extra ~hour each morning and the saved cash? <\/p>\n

    Sleep in, walk the dog, write, start a side hustle? It\u2019s not like you\u2019d have<\/em> to use that time productively, but you could<\/em>.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

    I\u2019m already concerned this entire post is going to roughly translate to, \u201cBe less hygienic,\u201d but here we go! My main thesis? Procter & Gamble has us in a chokehold with the number of products we\u2019re convinced we need to keep our hair, clothes, and bodies clean. 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