{"id":135,"date":"2021-12-27T13:30:00","date_gmt":"2021-12-27T13:30:00","guid":{"rendered":"https:\/\/moneywithkatie.com\/how-i-built-my-first-capsule-wardrobe-for-under-1000-dollars\/"},"modified":"2025-09-05T16:51:20","modified_gmt":"2025-09-05T16:51:20","slug":"how-i-built-my-first-capsule-wardrobe-for-under-1000-dollars","status":"publish","type":"post","link":"https:\/\/moneywithkatie.com\/how-i-built-my-first-capsule-wardrobe-for-under-1000-dollars\/","title":{"rendered":"How I Built My First Capsule Wardrobe"},"content":{"rendered":"
\n

Ah, the capsule wardrobe: Where Marie Kondo meets Tan France in a minimalist, structured shirt-jacket dream. <\/p>\n

As someone who feels inexplicable anxiety from having a surplus of random shit, I\u2019ve always been drawn to the \u201cless is more\u201d mentality. Less to keep track of, fewer things to have to clean regularly\u2026 I even had weird habits as a child wherein I\u2019d constantly take inventory of everything I owned, as if to make sure it was still all there. I can\u2019t explain it. Mental health matters, yes?<\/p>\n

Anyway, this tendency actually jives pretty well with intentional frugality. I\u2019m not the type of person (anymore) who goes into a boutique and loads up on candles and decorative knickknacks, and the same goes for my wardrobe. <\/p>\n

While I\u2019ve been paring down over the years, I hadn\u2019t yet actually attempted the elusive perfect capsule wardrobe. (Though, when I moved into our current rental home, I decided to do an experiment: I put a collection of roughly 12 frequently worn items in my \u201cupstairs closet\u201d in our bedroom and the other 90% of my wardrobe downstairs in the basement. I can count on one hand the number of times I\u2019ve gone downstairs to retrieve items.)<\/p>\n

Step 1: Identify the key pieces for my capsule wardrobe<\/h2>\n

The crucial thing about my<\/em> capsule wardrobe is that I\u2019m going for a very distinct vibe: I work from home, so I want to look and feel put-together without awkwardly becoming that type of person who wears hard pants to sit on the couch. <\/p>\n

After doing some research and pairing it with the reality of my body (petite; 12-year-old boy), I settled on a list of things that I\u2019d start looking for:<\/p>\n

    \n
  1. \n

    A structured white tee<\/p>\n<\/li>\n

  2. \n

    A neutral-colored tank top<\/p>\n<\/li>\n

  3. \n

    A graphic tee of some sort (something with a print; shall we venture into camouflage?)<\/p>\n<\/li>\n

  4. \n

    A crewneck sweater (preferably cashmere \u2013 we\u2019re going for quality over quantity)<\/p>\n<\/li>\n

  5. \n

    A blouse-type top (also preferably neutral)<\/p>\n<\/li>\n

  6. \n

    A button-up (preference is linen, as linen just oozes class)<\/p>\n<\/li>\n

  7. \n

    Shirt dress<\/p>\n<\/li>\n

  8. \n

    T-shirt dress<\/p>\n<\/li>\n

  9. \n

    Linen dress<\/p>\n<\/li>\n

  10. \n

    Leather leggings<\/p>\n<\/li>\n

  11. \n

    Distressed jeans<\/p>\n<\/li>\n

  12. \n

    Trousers (also preferably linen \u2013 are we sensing a theme?)<\/p>\n<\/li>\n

  13. \n

    Comfortable denim shorts (keyword: comfortable. Anyone else remember those hellish low-rise Hollister days?)<\/p>\n<\/li>\n

  14. \n

    Leather jacket<\/p>\n<\/li>\n

  15. \n

    Chunky sweater (whether that\u2019s open-faced or not remains to be seen)<\/p>\n<\/li>\n

  16. \n

    White sneaker <\/p>\n<\/li>\n

  17. \n

    Chunky, Doc Marten-style boots<\/p>\n<\/li>\n

  18. \n

    Slide sandals<\/p>\n<\/li>\n

  19. \n

    Mules of some sort (I may use my cheetah print Birdies for these)<\/p>\n<\/li>\n

  20. \n

    Versatile scarves that can be used in hair or around neck<\/p>\n<\/li>\n

  21. \n

    Statement earrings (preferably a few)<\/p>\n<\/li>\n<\/ol>\n

    There you have it \u2013 21 things that should, theoretically, satisfy an array of different outfits that I won\u2019t get sick of and will class up my \u201ceveryday work from home\u201d vibe enough to be transitional for doing things like going out to dinner or traveling. <\/p>\n

    One benefit? Simplicity. Call me Steve Jobs, but I don\u2019t want to have to think that hard about getting dressed. I want to have #options, but not so much that opening my closet stresses me out.<\/p>\n

    Step 2: Choose the store<\/h2>\n

    Call it another weird idiosyncrasy, but I\u2019m really<\/em> into consistency. There\u2019s a reason why my entire workout wardrobe is from lululemon \u2013 I found one store that I liked and stuck to it. <\/p>\n

    After doing some research, I decided to choose Madewell as my source for this new capsule wardrobe experiment. (I even DM\u2019d them incessantly trying to flex my blogger perk for free clothes. They didn\u2019t respond, so know this is a genuine \u2013 albeit resentful \u2013 endorsement.)<\/p>\n

    Why? Well, I want clothes that are going to last. The main idea here is that I can buy quality stuff that won\u2019t break down, even if I\u2019m wearing it all constantly<\/em>. I want classic staples that may cost a little bit more upfront, but won\u2019t require replacing next year.<\/p>\n

    Sadly, there weren\u2019t any Madewells in Fort Collins (I really didn\u2019t appreciate the shopping in Dallas, people), so I had to structure my capsule wardrobe shopping bonanza around a trip to Denver to visit family. I blocked out an entire afternoon for it.<\/p>\n

    Step 3: Assess what I already own, and hate all of it<\/h2>\n

    Even though this is a finance blog, I have to be honest \u2013 I\u2019m 50 shades of sick of most of what I already own, and I\u2019m not terribly interested in \u201cmaking it work\u201d in my new capsule wardrobe. <\/p>\n

    To be fair to myself, though, almost my entire wardrobe is 5+ years old \u2013 things are getting a little (how do I say this gently?) ratty. <\/p>\n

    The intent of this exercise wasn\u2019t to repurpose a bunch of my existing clothes, it was to acquire new, \u201conce and for all\u201d pieces. <\/p>\n

    That meant a massive purge session for a lot of what I already own. <\/p>\n

    Because parting with all of it all at once felt a little bit daunting, I decided to ease into it: <\/p>\n

    Little by little, I\u2019d pluck things off hangers that (a) I was objectively tired of, (b) had something wrong with them, like holes or big stains, or (c) were never very good quality to begin with (basically, everything I\u2019d ever purchased from Shein that made it through two delicate cycles before almost falling apart). <\/p>\n

    Then, I\u2019d fold it up carefully and store it in a bag in the downstairs closet where I couldn\u2019t see it anymore. One step closer to being gone for good \u2013 but still technically under my own roof. <\/p>\n

    This process was cathartic, in a way; it was like taking a walk down memory lane as I remembered all the times I wore some of the stuff. It gave me the sense that I was making room for something new, which really tickled my neuroses.<\/p>\n

    The only items that made the cut into my new #Capsule were knock-off leather leggings (since I couldn\u2019t find any new ones on my shopping trip), a chunky white sweater that I still really like, and two striped T-shirts from J. Crew that go with everything and were still in good shape. <\/p>\n

    Step 4: The budget \u2013 or lack thereof<\/h2>\n

    I’m sure there\u2019d be some ceiling I\u2019d put on this exercise, but frankly, I didn\u2019t go into it with a budget. I haven\u2019t bought new clothes (in earnest) in several years, so I\u2019m not entering into my capsule wardrobe experiment with a limit in mind. We\u2019ll just say I\u2019m going to approach it \u201creasonably,\u201d yes?<\/p>\n

    At the risk of sounding cheesy, I\u2019m thinking about this a little bit like a transition for me from my role as president of the \u201cLeggings ARE pants and no, I haven\u2019t brushed my hair today!\u201d club to membership in the \u201cWow, look at that respectable young woman who definitely manages her own 401(k) plan,\u201d committee. <\/p>\n

    Mentally, I set a general limit of $2,000 \u2013 but as I was shopping, I noticed an interesting phenomenon (more on that below). I did create a new category in my Copilot<\/a> app called \u201cClothes\u201d for the month, and while I didn\u2019t really pay attention to the limit, I used that category to track my new purchases throughout the day so I could see how they stacked up against the rest of my (normal) spending and keep tabs on the whole.<\/p>\n

    I have to be honest: Despite my reckless commitment to buying everything Madewell sells in a size S, Copilot did give me a sense of control throughout the day as I swiped, inserted, and tapped with all the enthusiasm of my old self traipsing around Neiman Marcus tap-dancing through the sale women\u2019s shoes racks. I liked it because I was using different cards but the app was aggregating all the \u201cClothes\u201d purchases in one place that I could check as I shopped, vs. the mental calculator game that almost always results in me underestimating by no less than three digits. <\/p>\n

    If you\u2019d like to try Copilot, the code KATIE2<\/strong> will double your free trial. You can download Copilot here<\/a>.<\/p>\n

    They say you should dress for the job you want and ma\u2019am, I want to start feeling like an adult woman! (Even if I am<\/em> just working from home.)<\/p>\n

    Step 5: Actually buy the clothes (pictures and prices included)<\/h2>\n

    Behold, my new wardrobe:<\/p>\n

    There were a few pieces I didn\u2019t end up buying:<\/p>\n

      \n
    1. \n

      A graphic tee of some sort (ended up keeping my existing J. Crew tees)<\/p>\n<\/li>\n

    2. \n

      T-shirt dress (probably the wrong season, but I couldn\u2019t find one)<\/p>\n<\/li>\n

    3. \n

      Leather leggings (couldn\u2019t find them; using my existing ones until I can find a better pair)<\/p>\n<\/li>\n

    4. \n

      Comfortable denim shorts (ended up keeping my existing Urban Outfitters denim shorts for now until it\u2019s summer again and the selection is better)<\/p>\n<\/li>\n

    5. \n

      Leather jacket (uh, it was $500 \u2013 so I passed)<\/p>\n<\/li>\n

    6. \n

      White sneaker (I didn\u2019t really like any of the sneakers I saw; I\u2019m still on the fence about whether this is chic or corny)<\/p>\n<\/li>\n

    7. \n

      Slide sandals (not the right season; probably have to wait but would love to invest in really great leather sandals next summer)<\/p>\n<\/li>\n

    8. \n

      Mules of some sort (ended up using my Birdies for this item)<\/p>\n<\/li>\n<\/ol>\n

      The other 11 things? Throw \u2018em in the bag.<\/p>\n

      I discussed the experience in depth in this podcast episode<\/a>, but for the sake of brevity: Buying a whole new wardrobe in one day after not shopping for 4 years felt really, really weird.<\/p>\n

      Rather than looking at price tags and scouring sale racks, I was looking at the fabric tags. I tried to stick to real fabrics: 100% cotton, cashmere, denim, leather, linen, etc. I probably did 12 laps in that store to ensure I didn\u2019t miss anything.<\/p>\n

      In the previous 4,000 shopping trips in my life, I doubt if I\u2019d checked a fabric tag at all. <\/p>\n

      The intent behind this trip was clearly far different, and the energy was different, too. It was cool \u2013 and it felt like the reward for not<\/em> shopping for years. Ever gone on a shopping spree when someone else is buying? It felt like that, except\u2026 I was my own sugar mama. <\/p>\n

      The irony? The exercise was intended to ensure several more<\/em> years of not shopping: Getting all the pieces I needed (with intention) so I wouldn\u2019t have to shop again for a long time.<\/p>\n

      The receipts & the clothes<\/h2>\n

      Yes, I kept the receipts (and obviously, tracked the expenses in Copilot so they\u2019re forever memorialized in October 2021).<\/p>\n

      Completely unbeknownst to me, Madewell was actually having a sale. I overheard the employee telling another customer, \u201cYeah, if you spend over $200 you\u2019ll get 30% off everything.\u201d<\/p>\n

      I practically leapt over the jeans I was sorting through: \u201cWait, 30% off the entire purchase?\u201d <\/p>\n

      Yep. Score. So that was cool!<\/p>\n

      Here\u2019s the Madewell receipt:<\/p>\n<\/div>\n

      \"

      There you have it \u2013 $898.58 of clothing. The blue cashmere sweater was the single-most expensive piece clocking in at $135, and the jeans were a close second at $128.<\/p><\/div>\n

      \n

      And without further ado, here\u2019s the capsule wardrobe in all its glory:<\/p>\n<\/div>\n

      \"\"\/<\/p>\n

      \n

      How to create a capsule wardrobe yourself<\/h2>\n

      I think the first step has<\/em> to be get a sense for your existing situation. If you\u2019re someone who spends hundreds of dollars a month at the mall, this is probably not for you (unless you\u2019re really committed to turning over a new leaf). <\/p>\n

      Before you purge everything you own and spend $1,000+ on new clothes, use Copilot to track your Clothes spending for at least 90 days (3 months)<\/strong>. If you\u2019re truly<\/em> not constantly acquiring new things for sport, a capsule wardrobe may make sense for you. If you do<\/em> just really enjoy shopping, this is likely just going to be an expensive addition to your hobby, but not fulfill its actual purpose as a stopgap.<\/p>\n

      But if you\u2019re not<\/em> a shopper (or have intentions of scaling back), follow the steps above: Start with taking inventory and purging what you\u2019ve got, creating a list (you can use mine!), then blocking a day to get it. It\u2019s euphoric, in a way, but it\u2019s also not something I\u2019d rush into unless you\u2019re really sure that you\u2019d like wearing the same things every day for a long time. <\/p>\n

      I was already doing that \u2013 just with clothes that I really didn\u2019t like. I knew I could rotate through the same 12 pieces for years (because I had been), but I wanted to revamp and refresh the vibe for a new chapter. <\/p>\n

      The other benefit of creating a capsule wardrobe is that it cuts back on fast fashion \u2013 I\u2019m pledging to never visit Shein.com or Lulus.com again, my old stomping grounds for going-out outfits that I was replacing each and every week so I could have a new $18 pleather mini skirt to wear to the bars.<\/p>\n

      It\u2019s called #growth, people.<\/p>\n

      Disclaimer<\/h3>\n

      I reached out to Copilot and asked them if they\u2019d be willing to sponsor this post. They had no input<\/strong> on the content in this post.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

      Ah, the capsule wardrobe: Where Marie Kondo meets Tan France in a minimalist, structured shirt-jacket dream. As someone who feels inexplicable anxiety from having a surplus of random shit, I\u2019ve always been drawn to the \u201cless is more\u201d mentality. Less to keep track of, fewer things to have to clean regularly\u2026 I even had weird […]<\/p>\n","protected":false},"author":178814,"featured_media":2455,"comment_status":"closed","ping_status":"open","sticky":false,"template":"si-template-single-post-everyday-spending-and-budgeting.php","format":"standard","meta":{"footnotes":""},"categories":[36],"tags":[45],"class_list":["post-135","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-spending-and-saving","tag-everyday-spending-and-budgeting"],"yoast_head":"\nHow I Built My First Capsule Wardrobe - Money with Katie<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/moneywithkatie.com\/how-i-built-my-first-capsule-wardrobe-for-under-1000-dollars\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How I Built My First Capsule Wardrobe - Money with Katie\" \/>\n<meta property=\"og:description\" content=\"Ah, the capsule wardrobe: Where Marie Kondo meets Tan France in a minimalist, structured shirt-jacket dream. As someone who feels inexplicable anxiety from having a surplus of random shit, I\u2019ve always been drawn to the \u201cless is more\u201d mentality. 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